Our Services

TIBURON WEALTH ADVISORS

We pride ourselves on being big-picture thinkers, and ones that institue change rather than stagnate in one spot. Our aim: inspect and evaluate every aspect of your financial future. We want only the best life for you. And our personal approach is why you’d want to stay with us for life.

Services

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Retirement Planning

Just like anything in life, if you organize and track what you are doing, you have a better probability of attaining success.

With the average life expectancy now well into the 80’s it is likely that you could experience a retirement period that lasts 20-30 years. Your plan must be sound enough to account for a long retirement.

If you don’t follow a plan and are not tracking your progress, how do you really know where you are at or where you’re going? Our detailed planning process will help you set the course for where you want to go financially and how to help get you there.

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Invesment Management

At Tiburon Wealth Advisors, we start by formulating your personal investment strategy. This establishes the foundation for your investment plan within the context of your financial and personal goals. Investment management is at its core dynamic in nature. As your circumstances and goals change over time, we actively adjust your investment portfolio as your life unfolds.

In our decades of experience, we have learned that a well-conceived, diversified investment plan provides the discipline required to weather market volatility in a rational and measured way. We create a customized portfolio with the appropriate level of risk for working toward your needs and aspirations. Our value to clients comes in ensuring that even though markets and your goals and dreams may change over time, they are always top of our mind.

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College Planning

Whether the child in your life is 15 years old, 2 months old, or due any day, it’s never too soon to start planning. Thinking about the costs involved in a child’s education can be overwhelming, but the earlier you begin saving, the longer your money can work for you. Making prudent investment decisions can also make a big difference..

Insurance Planning

Risk management is an important part of our financial planning process. Typically, insurance planning can be a solution for mitigating certain financial risks that, if left uncovered, may prevent a client from meeting their financial goals. TWA can execute insurance recommendations for our clients. Our advisors are licensed agents and we only offer this service to our clients in conjunction with a Financial Planning or Wealth Management engagement. Any insurance recommendation must be in our client’s absolute best interest and our advice must be reinforced by sound financial planning. We have relationships with multiple insurance companies, and therefore we do not employ a one-size fits all approach when shopping for insurance coverage. We have experience implementing the following types of insurance coverage for our clients:

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Estate Planning

After years of advising clients we’ve learned that having estate-planning documents doesn’t always mean the estate planning goals are being accomplished. Usually, this is a result of not clarifying objectives before legal documents are drafted.

Planning for your future requires you to consider your legacy. What will you leave behind? How will you do it? Who will help you?

We can help. We’ll work with you in preparing cost-effective estate plans and strategies to ensure your wishes are met. We’ll help you review financial strategies aimed at preserving your estate.

Along with your legal counsel, we’ll provide assistance in the following areas:

Wills and Estate planning,
Revocable or Irrevocable Trust planning, and
Powers of Attorney
Healthcare Proxies
HIPAA Authorizations

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Responsible Investing

Our Responsible Investing Platform offers a diverse range of mutual funds and other investments designed to advance environmental, economic and social goals, while striving to achieve a competitive performance. We make it easy to design an investment portfolio of any size that is tailored to meet the impact goals of your choice.

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Business Retirement Planning

Retirement plans aren’t just a savings tool. They are a great way to attract and retain loyal employees as well.

Small Businesses have several retirement plan options, but finding the right fit can be a bit of a challenge. A retirement plan should allow employers to save adequately, but not break the bank with extra expenses. TWA’s team of advisors are able to help business owners identify a suitable retirement plan for their situation whether it’s a SIMPLE or SEP IRA, a 401(k), a profit sharing plan, or a Defined Benefit/Cash Balance pension plan.

TWA partners with well known Plan Administrators in an effort to help maximize employer contributions through the use of tiered plans, while addressing regulatory requirements for employee contributions. The goal is to help business owners save aggressively for themselves while keeping their contribution commitments for employees at a reasonable level.

As regulations have tightened, owners have been forced to take on more and more fiduciary responsibility for their retirement plans. TWA advisors have the ability to support you in this vital role.As part of the the role, TWA provides the following:

A sample Investment Policy Statement (IPS) – describes the roles of each party involved in implementing and maintaining a retirement plan, as well as the exact process used to select, monitor and replace investment choices within the plan
Quarterly reports of a plan’s investment choices
Semi-annual participant education and enrollment services
Plan fee benchmarking
Plan provider evaluations and requests for proposal assistance

Whether you’re considering implementing a new plan for your business or you’d like a second opinion on your existing plan, KWB is a valuable resources in the retirement plan arena. Contact us to get started.